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      PLEASE READ THIS SUBSCRIBER AGREEMENT ("AGREEMENT")

CAREFULLY BEFORE USING THE SERVICES OFFERED BY IJAMR A DBA of AMERICAN CITY PORTALS, INC.

("COMPANY"). BY CLICKING ON THE "I ACCEPT" BUTTON BELOW, YOU

AGREE TO BECOME BOUND BY THE TERMS AND CONDITIONS OF THIS

AGREEMENT. IF YOU DO NOT AGREE TO ALL THE TERMS AND

CONDITIONS OF THIS AGREEMENT, CLICK ON THE "CANCEL" BUTTON

AND YOU WILL NOT HAVE ANY RIGHT TO USE THE SERVICES OFFERED

BY COMPANY. COMPANY'S ACCEPTANCE IS EXPRESSLY CONDITIONED

UPON YOUR ASSENT TO ALL THE TERMS AND CONDITIONS OF THIS

AGREEMENT, TO THE EXCLUSION OF ALL OTHER TERMS; IF THESE

TERMS AND CONDITIONS ARE CONSIDERED AN OFFER BY COMPANY,

ACCEPTANCE IS EXPRESSLY LIMITED TO THESE TERMS.

 

The Web pages available at www.IJAMR.com, and all other linked

pages unless indicated otherwise ("Site"), are owned and

operated by Company, and are accessed by you ("Subscriber")

under the following terms and conditions:

 

   1. ACCESS TO THE SERVICES. Subject to the terms and

      conditions of this Agreement, Company may offer to

      provide certain services that relate to facilitating

      the purchase and sale of Internet advertisements by

      bringing together Internet advertisers and publishers,

      as described more fully on the Site, and which are

      selected by Subscriber through the process provided on

      the Site ("Services"). Company may change, suspend or

      discontinue the Services (or Subscriber's access

      thereto) at any time, including the availability of

      any feature, advertisement, publisher or content,

      without notice or liability. Company reserves the

      right, at its discretion, to refuse to allow access to

      the Services to any applicant at any time. Company

      also reserves the right, at its discretion, to modify

      this Agreement at any time by posting a notice on the

      Site, or by sending Subscriber a notice via email or

      postal mail. Use of the Services by Subscriber

      following such notification constitutes Subscriber's

      acceptance of the modified terms and conditions.

      Subscriber certifies to Company that if Subscriber is

      an individual (i.e., not a corporation) Subscriber is

      at least 18 years of age. Subscriber also certifies

      that it is legally permitted to use the Services and

      access the Site, and takes full responsibility for the

      selection and use of the Services. This Agreement is

      void where prohibited by law, and the right to access

      the Site is revoked in such jurisdictions.

 

   2. IMPLEMENTATION. Subscriber agrees to comply with the

      technical specifications provided by Company to enable

      proper display of the advertisements in connection

      with the Services, including without limitation by not

      modifying the JavaScript or other programming provided

      to Subscriber by Company in any way.

 

   3. COMMUNICATIONS SOLELY WITH COMPANY. Subscriber agrees

      to direct to Company and not to any advertiser or

      publisher, as the case may be, all communications

      regarding any matter arising out of Subscribers use of

      the Services.

 

   4. CONTENT. The Site and its contents are protected by

      U.S. and international copyright laws and are intended

      solely for the use of Company subscribers and may only

      be used in accordance with the terms of this Agreement

      in connection with authorized use of the Services. All

      materials displayed or performed on or accessible

      through the Site or Services (including, but not

      limited to text, graphics, articles, photographs,

      images, illustrations, audio clips and video clips,

      also known as the "Content") are protected by

      copyright. The term "Content" as used herein

      specifically includes any advertising or other content

      made available or submitted by any advertiser and any

      website or other content published by or associated

      with any publisher. Subscriber shall abide by all

      copyright notices, information, and restrictions

      contained in any Content accessed in connection with

      the Services. Subscriber acknowledges and agrees that

      if Subscriber uses any of the Services to contribute

      or make available Content, Company is hereby granted a

      non-exclusive, worldwide, royalty-free, transferable

      right to fully exploit such Content (including all

      related intellectual property rights) and to allow

      others to do so in connection with the Services and

      the Site.

 

   5. RESTRICTIONS. Subscriber (whether a publisher,

      advertiser or otherwise) warrants, represents and

      agrees that it will not contribute, submit or make

      available through the Services, or use the Services in

      connection with, any Content that is infringing,

      libelous, defamatory, obscene, pornographic, abusive,

      offensive or otherwise violates any law or right of

      any third party. If Subscriber is a publisher,

      Subscriber shall not, and shall not authorize or

      encourage any third party to (i) generate fraudulent

      impressions of or fraudulent clicks on any

      advertisement, including but not limited to through

      repeated manual clicks, the use of robots or other

      automated query tools and/or computer generated search

      requests, and/or the fraudulent use of other search

      engine optimization services and/or software; (ii)

      edit, modify, filter or change the order of the

      information contained in any advertisement, or remove,

      obscure or minimize any advertisement in any way;

      (iii) redirect an end user away from any Web page

      accessed by an end user after clicking on any part of

      an advertisement ("Advertiser Page"), provide a

      version of the Advertiser Page different from the page

      an end user would access by going directly to the

      Advertiser Page or intersperse any content between the

      advertisement and the Advertiser Page; or (iv) display

      any advertisements on any error page, registration or

      "thank you" page (e.g. a page that thanks a user after

      he/she has registered with the applicable website).

      Company reserves the right to remove any Content from

      the Site at any time, or to terminate Subscriber's

      right to use the Services or access the Site, for any

      reason (including, but not limited to, upon receipt of

      claims or allegations from third parties or

      authorities relating to such Content or if Company is

      concerned that Subscriber may have breached the terms

      of this paragraph), or for no reason at all, subject

      to the provisions of paragraph 14 (Termination).

 

      Subscriber is responsible for all of its activity in

      connection with the Services. Any fraudulent, abusive,

      or otherwise illegal activity is grounds for

      termination of Subscriber's right to use the Services

      or to access the Site. Use of the Site or Services to

      violate the security of any computer network, crack

      passwords or security encryption codes, transfer or

      store illegal material including materials that are

      deemed threatening or obscene, or engage in any kind

      of illegal activity is expressly prohibited.

      Subscriber will not run Mail list, Listserv, any form

      of auto-responder, or "spam" on the Site, or any

      processes that run or are activated while the

      Subscriber is not logged in.

 

   6. DISCLAIMERS.

          * Subscriber acknowledges and agrees that Company

            has no special relationship with or fiduciary

            duty to Subscriber and that Company has no

            control over, and no duty to take any action

            regarding: which users gains access to the Site

            or Services; what Content Subscriber accesses or

            receives via the Site or Services; what Content

            other subscribers may make available, publish or

            promote in connection with the Services; what

            effects any Content may have on Subscriber or

            its users or customers; how Subscriber or its

            users or customers may interpret, view or use

            the Content; what actions Subscriber or its

            users or customers may take as a result of

            having been exposed to the Content, or whether

            Content is being displayed properly in

            connection with the Services.

 

          * Further, (i) if Subscriber is a publisher,

            Subscriber specifically acknowledges and agrees

            that Company has no control over (and is merely

            a passive conduit with respect to) any Content

            that may be submitted or published by any

            advertiser, and that Subscriber is solely

            responsible (and assumes all liability and risk)

            for determining whether or not such Content is

            appropriate or acceptable to Subscriber, and

            (ii) if Subscriber is an advertiser, Subscriber

            specifically acknowledges and agrees that

            Company has no control over any Content that

            may be available or published on any publisher

            website (or otherwise), and that Subscriber is

            solely responsible (and assumes all liability

            and risk) for determining whether or not such

            Content is appropriate or acceptable to

            Subscriber.

 

          * Subscriber releases Company from all liability

            in any way relating to Subscriber's acquisition

            (or failure to acquire), provision, use or other

            activity with respect to Content in connection

            with the Site or Services. The Site may contain,

            or direct Subscriber to sites containing,

            information that some people may find offensive

            or inappropriate. Company makes no

            representations concerning any content contained

            in or accessed through the Site or Services, and

            Company will not be responsible or liable for

            the accuracy, copyright compliance, legality or

            decency of material contained in or accessed

            through the Site or Services. Company makes no

            guarantee regarding the level of impressions of

            or clicks on any advertisement, the timing of

            delivery of such impressions and/or clicks, or

            the amount of any payment to be made to

            Subscriber in connection with the Services.

 

          * THE SERVICES, CONTENT AND SITE ARE PROVIDED ON

            AN "AS IS" BASIS, WITHOUT WARRANTIES OF ANY

            KIND, EITHER EXPRESS OR IMPLIED, INCLUDING,

            WITHOUT LIMITATION, IMPLIED WARRANTIES OF

            MERCHANTABILITY, FITNESS FOR A PARTICULAR

            PURPOSE OR NON-INFRINGEMENT. COMPANY DOES NOT

            WARRANT THE RESULTS OF USE OF THE SERVICES,

            INCLUDING, WITHOUT LIMITATION, THE RESULTS OF

            ANY ADVERTISING CAMPAIGN, AND SUBSCRIBER

            ASSUMES ALL RISK AND RESPONSIBILITY WITH RESPECT

            THERETO. SOME STATES DO NOT ALLOW LIMITATIONS ON

            HOW LONG AN IMPLIED WARRANTY LASTS, SO THE ABOVE

            LIMITATIONS MAY NOT APPLY TO SUBSCRIBER.

 

          * ELECTRONIC COMMUNICATIONS PRIVACY ACT NOTICE

            (18USC 2701-2711): COMPANY MAKES NO GUARANTY OF

            CONFIDENTIALITY OR PRIVACY OF ANY COMMUNICATION

            OR INFORMATION TRANSMITTED ON OR THROUGH THE

            SITE, SERVICES OR ANY WEBSITE LINKED TO THE

            SITE. Company will not be liable for the privacy

            of e-mail addresses, registration and

            identification information, disk space,

            communications, confidential or trade-secret

            information, or any other Content stored on

            Company's equipment, transmitted over networks

            accessed by the Site, or otherwise connected

            with Subscriber's use of the Services.

 

   7. COPYRIGHT DISPUTE AND PRIVACY POLICIES. 

 

   8. REGISTRATION AND SECURITY. As a condition to using

      Services, Subscriber may be required to register with

      Company and select a password and Subscriber name

      ("Company User ID"). Subscriber shall provide Company

      with accurate, complete, and updated registration

      information. Failure to do so shall constitute a

      breach of this Agreement, which may result in

      immediate termination of Subscriber's account.

      Subscriber may not (i) select or use as a Company User

      ID a name of another person with the intent to

      impersonate that person; (ii) use as a Company User ID

      a name subject to any rights of a person other than

      Subscriber without appropriate authorization; (iii)

      register for the Services using more than one Company

      User ID. Company reserves the right to refuse

      registration of, or cancel a Company User ID in its

      discretion. Subscriber shall be responsible for

      maintaining the confidentiality of Subscriber's

      Company password.

 

   9. INDEMNITY. Subscriber will indemnify and hold Company,

      its parents, subsidiaries, affiliates, officers and

      employees, harmless, including costs and attorneys'

      fees, from any claim or demand made by any third party

      due to or arising out of Subscriber's access to the

      Site, use of the Services, the violation of this

      Agreement by Subscriber, or the infringement by

      Subscriber, or any third party using the Subscriber's

      account, of any intellectual property or other right

      of any person or entity.

 

  10. LIMITATION OF LIABILITY. IN NO EVENT SHALL COMPANY BE

      LIABLE WITH RESPECT TO THE SITE OR THE SERVICES (I)

      FOR ANY AMOUNT IN THE AGGREGATE IN EXCESS OF THE FEES

      PAID BY SUBSCRIBER THEREFOR; OR (II) FOR ANY INDIRECT,

      INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES OF ANY

      KIND WHATSOEVER. SOME STATES DO NOT ALLOW THE

      EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL

      DAMAGES, SO THE ABOVE LIMITATIONS AND EXCLUSIONS MAY

      NOT APPLY TO SUBSCRIBER.

 

  11. FEES AND PAYMENT. Some of the Services require payment

      of fees. Subscriber shall pay all applicable fees, as

      described on the Site in connection with such Services

      selected by Subscriber. Company reserves the right to

      change its price list and to institute new charges at

      any time, upon prior notice to Subscriber, which may

      be sent by email or posted on the Site. If Subscriber

      is a publisher, Subscriber shall receive as payment a 

      percentage of the sale price of advertisements displayed 

      in connection with Subscriber's website as determined

      by Company for Subscriber's use of the Services.

      Subscriber's payable revenue shall be

      determined on the last Thursday of each month, on

      which day those revenues accrued to Subscriber's

      account sixty (60) or more days earlier shall become

      eligible to be paid. Payments to Subscriber shall be

      sent by Company within approximately ten (10) days

      after the last Thursday of each calendar month if

      Subscriber's earned balance is greater than or equal

      to Subscriber's minimum check amount. If Subscriber's

      earned balance is less than Subscriber's minimum check

      amount, no check shall be sent until the following

      month, on the last Thursday of which Company shall  

      make the aforesaid determination anew. In addition,

      if Subscriber is a publisher, Subscriber agrees that

      (i) any payments that may become due to Subscriber

      (as described on the Site) are specifically

      conditioned upon Company's receipt of full payment

      from the applicable advertiser, and that any such

      payments do not become due to Subscriber until 60 days

      after Company's receipt of full payment from the

      applicable advertiser, and (ii) if Company does not

      receive the applicable payment in full from any such

      advertiser, Company shall have no liability or

      responsibility to Subscriber (and Subscriber hereby

      releases Company) with respect thereto. If Subscriber

      disputes any payment made in connection with the

      Services, Subscriber must notify Company in writing

      within thirty (30) days of any such payment. Failure

      to so notify Company shall result in the waiver by

      Subscriber of any claims related to such disputed

      payment. Payment shall be calculated solely based on

      records maintained by Company. No other measurements

      or statistics of any kind shall be accepted by Company

      or have any effect under this Agreement. Company shall

      not be liable for any payment based on (i) any

      fraudulent impressions generated by any person, robot,

      automated program or similar device or for fraudulent

      impressions similarly generated on any advertisements,

      as reasonably determined by Company; (ii)

      advertisements delivered to end users whose browsers

      have JavaScript disabled; or (iii) impressions

      commingled with a significant number of fraudulent

      impressions or fraudulent clicks described in (i)

      above, or as a result of another breach of this

      Agreement by Subscriber for any applicable pay period.

      Company reserves the right to withhold payment or

      charge back Subscriber's account due to any of the

      foregoing or any breach of this Agreement by

      Subscriber. In addition, if Subscriber is past due on

      any payment to Company in connection with the

      Services, Company reserves the right to withhold

      payment until all outstanding payments have been made.

      To ensure proper payment, Subscriber is solely

      responsible for providing and maintaining accurate

      contact and payment information associated with

      Subscriber's account and Company User ID. For U.S.

      taxpayers, this information includes without

      limitation a valid U.S. tax identification number and

      a fully-completed Form W-9. For non-U.S. taxpayers,

      this information includes without limitation either a

      signed certification that the taxpayer does not have

      U.S. activities or a fully completed Form W-8 or other

      form, which may require a valid U.S. tax

      identification number, as required by the U.S. tax

      authorities. Any bank fees related to returned or

      cancelled checks due to a contact or payment

      information error or omission may be deducted from the

      newly issued payment. Subscriber agrees to pay all

      applicable taxes or charges imposed by any government

      entity in connection with Subscriber's use of the

      Services.

 

  12. CONFIDENTIALITY. Subscriber agrees not to disclose

      Company Confidential Information without Company's

      prior written consent. "Company Confidential

      Information" includes without limitation: (i) all

      Company software, technology, programming, technical

      specifications, materials, guidelines and

      documentation Subscriber learns, develops or obtains

      that relate to the Services or the Site; (ii)

      click-through rates or other statistics relating to

      Site performance in the Services provided to

      Subscriber by Company; and (iii) any other information

      designated in writing by Company as "confidential" or

      any designation to the same effect. "Company

      Confidential Information" does not include information

      that has become publicly known through no breach by

      Subscriber or Company, or information that has been

      (a) independently developed without access to Company

      Confidential Information as evidenced in writing; (b)

      rightfully received by Subscriber from a third party;

      or (c) required to be disclosed by law or by a

      governmental authority.

 

  13. INFORMATION RIGHTS. Company may retain and use for its

      own purposes all information Subscriber provides,

      including but not limited to Site demographics and

      contact and billing information. Subscriber agrees

      that Company may transfer and disclose to third

      parties personally identifiable information about

      Subscriber for the purpose of approving and enabling

      Subscriber's participation in the Services, including

      to third parties that reside in jurisdictions with

      less restrictive data laws than Subscriber's own

      jurisdiction. Company disclaims all responsibility,

      and will not be liable to Subscriber, however, for any

      disclosure of that information by any such third

      party. Company may share aggregate (i.e., not

      personally identifiable) information about Subscriber

      with advertisers, publishers, business partners,

      sponsors, and other third parties. In addition,

      Subscriber grants Company the right to access, index,

      and cache Subscriber's website, or any portion

      thereof, including by automated means including Web

      spiders or crawlers.

 

  14. TERMINATION. Either party may terminate the Services

      at any time by notifying the other party by any means.

      Company may also terminate or suspend any and all

      Services and access to the Site immediately, without

      prior notice or liability, if Subscriber breaches any

      of the terms or conditions of this Agreement. Any fees

      paid hereunder are non-refundable and non-cancelable.

      Upon termination of the Subscriber's account,

      Subscriber's right to use the Services will

      immediately cease and Subscriber will remove all

      Company HTML code from Subscriber's websites. All

      provisions of this Agreement which by their nature

      should survive termination shall survive termination,

      including, without limitation, warranty disclaimers,

      and limitations of liability.

 

  15. REPRESENTATIONS AND WARRANTIES. Subscriber represents

      and warrants that (i) Subscriber is the owner of each

      website Subscriber designates in connection with the

      use of Services or that Subscriber is legally

      authorized to act on behalf of the owner of such

      website for the purposes of this Agreement, and (ii)

      Subscriber has all necessary right, power and

      authority to enter into this Agreement and to perform

      the acts required of Subscriber hereunder. Subscriber

      further represents and warrants that each of

      Subscriber's websites and any material displayed

      therein: (a) comply with all applicable laws,

      statutes, ordinances and regulations; (b) do not

      breach and have not breached any duty toward or

      rights of any person or entity including, without

      limitation, rights of intellectual property, publicity

      or privacy, or rights or duties under consumer

      protection, product liability, tort, or contract

      theories; and (c) are not hate-related in content.

 

  16. MISCELLANEOUS. The failure of either party to exercise

      in any respect any right provided for herein shall not

      be deemed a waiver of any further rights hereunder.

      Company shall not be liable for any failure to perform

      its obligations hereunder where such failure results

      from any cause beyond Company's reasonable control.

      If any provision of this Agreement is found to be

      unenforceable or invalid, that provision shall be

      limited or eliminated to the minimum extent necessary

      so that this Agreement shall otherwise remain in full

      force and effect and enforceable. This Agreement is

      not assignable, transferable or sub licensable by

      Subscriber except with Company's prior written

      consent. This Agreement shall be governed by and

      construed in accordance with the laws of the state of

      California without regard to the conflict of laws

      provisions thereof. Both parties agree that this

      Agreement is the complete and exclusive statement of

      the mutual understanding of the parties and supersedes

      and cancels all previous written and oral agreements,

      communications and other understandings relating to

      the subject matter of this Agreement, and that all

      modifications must be in a writing signed by both

      parties, except as otherwise provided herein. No

      agency, partnership, joint venture, or employment is

      created as a result of this Agreement and Subscriber

      does not have any authority of any kind to bind

      Company in any respect whatsoever.
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